Trusted Advisor to Banks and Credit Unions

Financial Education

Stress Testing your Commercial Loan Portfolio to Predict Default Risk

During a recent interview with a contact at the FDIC, I asked some rather pointed questions about commercial loan portfolios and the stress that COVID-19 and other social disruptions around the country may be putting on borrowers.  The conversations drifted to a hypothetical client whose entire commercial portfolio was strictly lending to hotels.  What would…

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